Loan Rates
Loans for the way you live.
It’s our business to help make your dreams come true. This includes providing the financing you need for a variety of life needs. No matter where you are in life or how much money you make, we’re here for you. And we always take the time to listen, so you get the loan you need.
We can get you approved, and the funds disbursed into your account as soon as you need it. Apply how it’s most convenient for you: online or in person. For home equity loan rates and used auto loan rates. Everything!
Loan rates based on credit score
Effective Date 6-1-2026
| New Cars and Trucks | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| New Cars and Trucks** | 4.00% | 4.00% | 36 Months | Calculator |
| New Cars and Trucks** | 4.50% | 4.50% | 48 Months | Calculator |
| New Cars and Trucks** | 5.00% | 5.00% | 60 Months | Calculator |
| New Cars and Trucks** | 5.50% | 5.50% | 72 Months | Calculator |
| Used Cars and Trucks | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| Used Cars and Trucks** | 4.50% | 4.50% | 36 Months | Calculator |
| Used Cars and Trucks** | 5.00% | 5.00% | 42 Months | Calculator |
| Used Cars and Trucks** | 5.50% | 5.50% | 48 Months | Calculator |
| Used Cars and Trucks** | 6.50% | 6.50% | 60 Months | Calculator |
| Fixed Home Equity Loan | Rate | APR | Term | Calculators |
|---|---|---|---|---|
| First Position Lien - Rates as low as | 4.00% | 4.00% | 60 Months | Calculator |
| Second Position Lien - Rates as low as | 6.25% | 6.25% | 60 Months | Calculator |
| Over 60 months call 908-526-8844 |
NMLS#: 817883
| Mortgage | Information | Calculators |
|---|---|---|
| Home Purchase | Speak to a Home Loans Specialist - call 866-892-5660 | Rate Quote |
NMLS#: 817883
| Personal Loan | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| Personal Loan up to $15,000** | 8.00% | 8.00% | 12 Months | Calculator |
| Personal Loan up to $15,000** | 8.25% | 8.25% | 18 Months | Calculator |
| Personal Loan up to $15,000** | 8.50% | 8.50% | 24 Months | Calculator |
| Personal Loan up to $15,000** | 8.75% | 8.75% | 30 Months | Calculator |
| Personal Loan up to $15,000** | 9.00% | 9.00% | 36 Months | Calculator |
| Share Secured | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| Share Secured Loans up to 5 years | 3.25% | 3.25% | n/a | Calculator |
| Credit Cards | Rate | APR* |
|---|---|---|
| Starting at 12.50% | 12.50% APR |