Auto Loans
| New Cars and Trucks | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| New Cars and Trucks** | 4.00% | 4.00% | 36 Months | Calculator |
| New Cars and Trucks** | 4.50% | 4.50% | 48 Months | Calculator |
| New Cars and Trucks** | 5.00% | 5.00% | 60 Months | Calculator |
| New Cars and Trucks** | 5.50% | 5.50% | 72 Months | Calculator |
| Used Cars and Trucks | Rate | APR* | Term | Calculators |
|---|---|---|---|---|
| Used Cars and Trucks** | 4.50% | 4.50% | 36 Months | Calculator |
| Used Cars and Trucks** | 5.00% | 5.00% | 42 Months | Calculator |
| Used Cars and Trucks** | 5.50% | 5.50% | 48 Months | Calculator |
| Used Cars and Trucks** | 6.50% | 6.50% | 60 Months | Calculator |
* APR – Annual Percentage Rate
** Final rates are determined based on credit score and other factors.
Competitive Rates
Manville Area Federal Credit Union’s auto loans come with competitive interest rates and flexible repayment terms, making it easier for members to finance their vehicles. Members can borrow up to a certain amount, depending on their creditworthiness and the value of the vehicle they want to purchase.
Benefits
One of the benefits of getting an auto loan from Manville Area Federal Credit Union is that the interest rates are typically lower than those of other lenders, such as banks or car dealerships. This means that members can save money on interest charges and pay off their loan faster.
Another advantage of getting an auto loan from the credit union is that the loan terms are often more flexible than those of other lenders. Members can choose a repayment term that works best for their budget, and they may be able to make additional payments without incurring penalties.
Improve Your Credit
Additionally, getting an auto loan from Manville Area Federal Credit Union can be a great way to establish or improve your credit score. By making regular, on-time payments, members can demonstrate their creditworthiness to other lenders, which can help them qualify for better loan terms in the future.
Get Started on your Purchase
Overall, an auto loan from Manville Area Federal Credit Union can be a great way to finance your vehicle purchase and improve your overall financial well-being. Whether you’re looking to buy a new or used car, truck, or SUV, the credit union can help you get the funds you need at a competitive rate and with flexible repayment terms.
To Apply
To apply for an auto loan, members need to provide some basic information about the vehicle they want to purchase, such as the make, model, and year, as well as their income, employment status, and credit history. The credit union will then evaluate their application and determine whether they qualify for a loan and what the terms of the loan will be.
Once approved, the funds will be disbursed to the member’s account, and they can use them to purchase the vehicle. The loan must be repaid in monthly installments over a set period of time, typically ranging from one to six years.