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Auto Loans

MAFCU New and Used Auto Loans

Need to purchase a new or used vehicle?

Look no further.

Begin your hassle-free journey today!

We’ll help get you out on the road in style, with excellent low rates – for both new purchases and refinances.  Our Car Buying Guides (See Links Below) can also provide insight into your car-buying decision. While rates are competitive, our service makes getting the loan painless.

We finance both new and used vehicles:

  • Terms of up to 72 months
  • Up to 100% financing (some restrictions apply, ask for details)
  • No prepayment penalties

Easy refinances

Talk to one of our representatives now.

If you have an auto loan somewhere else, consider an easy refinance. We can usually reduce your rate and lower your monthly payment – adding relief to your budget. A lower rate will provide you with real savings – in interest, your monthly payment, or a shorter term.

MAFCU Easy refinances
New Cars and TrucksRateAPR*TermCalculators
New Cars and Trucks**3.50%3.50%36 MonthsCalculator
New Cars and Trucks**4.00%4.00%48 MonthsCalculator
New Cars and Trucks**4.50%4.50%60 MonthsCalculator
New Cars and Trucks**5.005.00%72 MonthsCalculator
Used Cars and TrucksRateAPR*TermCalculators
Used Cars and Trucks** 4.00%4.00%36 MonthsCalculator
Used Cars and Trucks** 4.50%4.50%42 MonthsCalculator
Used Cars and Trucks** 5.00%5.00%48 MonthsCalculator
Used Cars and Trucks** 6.00%6.00%60 MonthsCalculator

* APR – Annual Percentage Rate

** Final rates are determined based on credit score and other factors.

Competitive Rates

Manville Area Federal Credit Union’s auto loans come with competitive interest rates and flexible repayment terms, making it easier for members to finance their vehicles. Members can borrow up to a certain amount, depending on their creditworthiness and the value of the vehicle they want to purchase.


One of the benefits of getting an auto loan from Manville Area Federal Credit Union is that the interest rates are typically lower than those of other lenders, such as banks or car dealerships. This means that members can save money on interest charges and pay off their loan faster.

Another advantage of getting an auto loan from the credit union is that the loan terms are often more flexible than those of other lenders. Members can choose a repayment term that works best for their budget, and they may be able to make additional payments without incurring penalties.

Improve Your Credit

Additionally, getting an auto loan from Manville Area Federal Credit Union can be a great way to establish or improve your credit score. By making regular, on-time payments, members can demonstrate their creditworthiness to other lenders, which can help them qualify for better loan terms in the future.

Get Started on your Purchase

Overall, an auto loan from Manville Area Federal Credit Union can be a great way to finance your vehicle purchase and improve your overall financial well-being. Whether you’re looking to buy a new or used car, truck, or SUV, the credit union can help you get the funds you need at a competitive rate and with flexible repayment terms.

To Apply

To apply for an auto loan, members need to provide some basic information about the vehicle they want to purchase, such as the make, model, and year, as well as their income, employment status, and credit history. The credit union will then evaluate their application and determine whether they qualify for a loan and what the terms of the loan will be.

Once approved, the funds will be disbursed to the member’s account, and they can use them to purchase the vehicle. The loan must be repaid in monthly installments over a set period of time, typically ranging from one to six years.