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Personal Loans

Pay for life’s little expenses or consolidate debt with an affordable personal loan.

No minimum balance requirement, unlimited transactions, and a free VISA® Debit Card make banking easy and convenient.

MAFCU Personal Loans

Take a vacation, make updates around the house, or use this loan to help pay for holiday expenses. It’s up to you.

  • Use for any need
  • Save money with a rate lower than most credit cards
  • Pay off in a set term for added peace of mind

– just click on the link below!



Our personal loans are super affordable and flexible. You can use them for almost anything: vacation expenses, home improvement, debt consolidation or holiday expenses. With rates below what credit cards charge, you can save more money! Terms up to three (3) years.

Personal LoanRateAPR*TermCalculators
Personal Loan up to $15,000**7.50%7.50%12 MonthsCalculator
Personal Loan up to $15,000**7.75%7.75%18 MonthsCalculator
Personal Loan up to $15,000**8.00%8.00%24 MonthsCalculator
Personal Loan up to $15,000**8.25%8.25%30 MonthsCalculator
Personal Loan up to $15,000**8.50%8.50%36 MonthsCalculator

* APR – Annual Percentage Rate

** Final rates are determined based on credit score and other factors.

For a variety for reasons

Manville Area Federal Credit Union offers personal loans to its members to help them achieve their financial goals. A personal loan is an unsecured loan that can be used for a variety of purposes, such as consolidating high-interest debts, financing a major purchase, or covering unexpected expenses.

Manville Area Federal Credit Union’s personal loans come with competitive interest rates and flexible repayment terms, making it easier for members to manage their finances. Members can borrow up to a certain amount, depending on their creditworthiness and other factors.

To Apply

To apply for a personal loan, members need to provide some basic information about their income, employment status, and credit history. The credit union will then evaluate their application and determine whether they qualify for a loan and what the terms of the loan will be.

A personal loan can be a great way to achieve your financial goals and improve your overall financial well-being. Whether you need to consolidate debt, finance a major purchase, or cover unexpected expenses, the credit union can help you get the funds you need at a competitive rate and with flexible repayment terms.

Benefits of a Personal Loan

One of the benefits of getting a personal loan from Manville Area Federal Credit Union is that the interest rates are typically lower than those of credit cards or other types of loans. This means that members can save money on interest charges and pay off their debt faster.

Another advantage of getting a personal loan from the credit union is that the loan terms are often more flexible than those of other lenders. Members can choose a repayment term that works best for their budget, and they may be able to make additional payments without incurring penalties.

Improve Your Credit Score

Additionally, getting a personal loan from Manville Area Federal Credit Union can be a great way to establish or improve your credit score. By making regular, on-time payments, members can demonstrate their creditworthiness to other lenders, which can help them qualify for better loan terms in the future.

Once Approved

Once approved, the funds will be disbursed to the member’s account, and they can use them for any purpose they choose. The loan must be repaid in monthly installments over a set period of time, typically ranging from one to three years.